जानिए आखिर Mutual Fund SIP Calculator कैसे काम करता है

आज के समय में म्‍यूचुअल फंड्स में निवेश के लिए सिस्‍टमेटिक इन्‍वेस्‍टमेंट प्‍लान यानी की SIP एक आसान और लोकप्रिय तरीका बन चुका है

SIP के क्रेज का अंदाजा इस बात से लगाया जा सकता हैं, कि रिकॉर्ड 13856 करोड़ का इनफ्लो जनवरी 2023 में हुआ है

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जो लोग एक साथ पैसा निवेश नही कर सकते हैं उनके लिए म्यूचुअल फंड अच्छा विकल्प है जहां पर निश्चित राशि हर महीने SIP के जरिए म्यूचुअल फंड में निवेश किया जा सकता है जैसे की 500, 1000, 2000 आदि

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SIP Calculator एक ऐसा टूल है जिसकी मदद से एक निवेशक निवेश राशि पर अनुमानित रिटर्न का पता लगा सकता है

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इसका अर्थ है कि व्यक्ति निवेश शुरू करने से पहले अपने फाइनेंशियल गोल के मुताबिक निवेश अमाउंट, रिटर्न का एक अनुमान लगा सकता है

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आखिर क्या है SIP Calculator

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SIP कैलकुलेटर एक टूल है जिसकी मदद से म्यूचुअल फंड के किसी भी स्कीम में निवेश किए जाने वाले अमाउंट पर रिटर्न का अनुमान लगाया जा सकता है

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SIP Calculator का फार्मूला जान लीजिए

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Amount invested × ({[1 + Periodic rate of interest] Total number payments – 1} / Periodic rate of interest) × (1 + Periodic rate of interest)

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आपको म्यूचुअल फंड में निवेश करने से यह ध्यान रखना चाहिए की म्यूचुअल फंड बाजार वित्तीय जोखिमों से भरा हुआ है इसलिए जिमीदारी और सावधानी के साथ निवेश करें

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